We form plans for you, with you.
It's about tax planning, money management, insurance, estate planning, and much more. So, in order for us to create a lifelong plan for you, we must offer you a full spectrum of financial services. And we do. In fact, we offer you expertise, insight, and direction.
Institutional caliber investment management tailored for you.
One of the most important parts about preparing for retirement is having the right investment strategy for you so that you can have confidence in your future. That's why we created Bluemonte.
Lead by Chief Investment Officer, Rick Wedell, our platform brings together institutional portfolio management strategies and a goals-based, client centric approach to create personalized portfolios for our clients.
Portfolio Management
Financial Planning
Retirement Planning
Longevity Planning
Fixed Income Services
Estate Planning
Corporate Retirement Plan Consulting
Alternative Investments
Business Continuity and Succession Planning
Portfolio Management
As your trusted partner, we help you pursue your goals by constructing, managing, and reviewing a broadly diversified, customized portfolio. We’ll utilize RFG’s innovative portfolio stress testing and risk assessment tools, meeting with you regularly to review progress and make any necessary changes.
Financial Planning
Whether you’re looking to build your money over time, generate income in retirement, or preserve wealth for future generations, we provide wide-ranging, comprehensive financial planning to help chart a detailed course toward bright and confident future.
Retirement Planning
We work diligently to serve as the ultimate steward of your wealth and prepare you for the future you want. No matter what stage of life you’re in, we can help you pursue independence, freedom, and the things that matter most to you.
Longevity Planning
Many of today's retirees can expect to spend 30 years or more enjoying the fruits of their labor. That's why it's increasingly important not simply to plan for retirement, but to plan for longevity in retirement. Our knowledgeable and experienced team can help you consider the possibilities and guide you up to and through the retirement you’ve envisioned.
Fixed Income Services
Fixed income investments are an essential component of a well-diversified financial plan and can help support your aspirations with a reliable stream of income. With a deep understanding of bonds and fixed income investments, we can integrate these core investments into your custom financial plan to provide predictable cash flow now and in the future.
*Fixed-income securities are exposed to various risks including but not limited to credit (risk of default or principal and interest payments), market and liquidity, interest rate, reinvestment, legislative (changes to the tax code), and call risks.
There is an inverse relationship between interest rate movements and fixed income prices. Generally, when interest rates rise, fixed income prices fall and when interest rates fall, fixed income prices generally rise. If bonds are sold prior to maturity, you may receive more or less than your initial investment.
Diversification and asset allocation do not ensure a profit or protect against a loss.
Estate Planning
Having an estate plan to control the distribution of your assets benefits everyone – you, your family, and the causes you care about – and can help mitigate potential pitfalls in the future. Our experienced team can assist your attorney and CPA with a personalized plan designed to preserve your assets and help you share your wealth with the people and charities you care about most.
Corporate Retirement Plan Consulting
Whether you’re in search of a new sponsor or need assistance reviewing your current plan, our advisors offer comprehensive guidance, conduct thorough vendor searches, review plans, and provide quality support, as well as independent investment consulting. We have extensive experience working with providers, and seek to both maximize tax efficiency for your business, as well as participants’ benefits.
Alternative Investments
For those who appreciate the potential of alternative investments in a comprehensive portfolio, we offer diversification through investments such as hedge funds, managed futures, funds of funds, private equity, private real estate, and other alternative investment options.*
Of course, alternatives aren’t for everyone, and we’ll carefully consider the options that complement your existing financial objectives before thoughtfully moving forward.
*Alternative investments are generally considered speculative in nature and may involve a high degree of risk, particularly if concentrating investments in one or few alternative investments. These risks are potentially greater and substantially different than those associated with traditional equity or fixed income investments. The investment strategies used by certain Funds may require a substantial use of leverage. The investment strategies employed and associated risks are more fully disclosed in each Fund's prospectus, which is available from your financial advisor.
Business Continuity and Succession Planning
For business owners, having a plan to protect their business today, and down the road, is essential. We have extensive experience creating business continuity and succession plans, conducting business value evaluations and finding the right insurance coverage to protect businesses and owners.